Medicare Plans With No Copays



Many Medicare Advantage plans have a $0 monthly premium. However, zero monthly premium plans may not be totally “free.” You’ll typically still have to pay some other costs like copays, deductibles. There are currently no generic alternatives to Emgality. R r GoodRx has partnered with InsideRx and Eli Lily and Company to reduce the price for this prescription. Check our savings tips for co-pay cards, assistance programs, and other ways to reduce your cost. Emgality is covered by some Medicare and insurance plans. Medicare Part D plans can vary greatly in what they cover, so you will need to check a plan’s individual details. You can tell what prescriptions a plan will pay for by viewing its formulary. Each plan has its own formulary that lists all of the drugs it will cover. Medicare Advantage plans (whether $0-premium or not) typically come with certain out-of-pocket costs, just as most health insurance does. These expenses may include copayments, coinsurance, and deductibles. A deductible is the amount you have to pay before your Medicare Advantage plan pays its share of covered services.

Get to know our new Medicare Advantage (Medicare Part C) plans, designed exclusively for the people of Maryland.

CareFirst BlueCross BlueShield Advantage Core (HMO)

Our Core plan covers all your Medicare covered benefits, prescription drug coverage and additional benefits like dental, vision, fitness and more all at a low premium.

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CareFirst BlueCross BlueShield Advantage Enhanced (HMO)

Our Enhanced plan is packed with additional benefits beyond Medicare with no to low copays. This plan also offers a few extra benefits beyond the Core plan like routine chiropractic, acupuncture and podiatry.

Members of this plan can also enroll in our Dental and Vision Add-On. For only an extra $17 a month, you get even more comprehensive dental and vision coverage. How to turn on wireless capability windows 10.

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Are you eligible for Medicare through Medicaid?

2021 Dual Prime Plan (HMO D-SNP)

The 2021 Dual Prime plan (HMO D-SNP) is a Medicare Advantage Prescription Drug Plan for those with both Medicare and Medicaid (Maryland Medical Assistance Program) as a Qualified Medicare Beneficiary (QMB) or a Full Benefit Dual Eligible (FBDE). This plan combines your Medical, Hospital and Prescription Drug coverage with extra services and personalized programs focused on improving your health.

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Which Medicare Advantage Plan Is Right for You?

That depends on your health needs and your budget. Use the chart below to get a sense of what each plan covers. You must continue paying your Medicare Part B premium in addition to the premiums outlined below.

Medicare Advantage Coverage Overview
BenefitCareFirst BlueCross BlueShield Advantage Core (HMO)CareFirst BlueCross BlueShield Advantage Enhanced (HMO)
Monthly Premium$35.00
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$95.00
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Out-Of-Pocket Maximum$7,550.00$6,550.00
Prescription Drug CoverageGenerics starting at $7 copay—Mail order availableGenerics starting at $5 copay—Mail order available
Medical Deductible$0.00$0.00
Annual Drug Deductible$0.00$0.00
Primary Care -Provider (PCP)$5.00 copay$0.00 copay
Specialist
Referrals from your PCP may be required before seeing a specialist.
$50.00 copay$30.00 copay
Urgent Care$30.00 copay$20.00 copay
Emergency Room Visit $90.00 copay$90.00 copay
Medicare-Covered Preventive Services $0.00 copay$0.00 copay
Lab Services $0.00 copay$0.00 copay
Inpatient Hospital$350.00,copay, days 1-5$275.00 copay, days 1-5
Outpatient Hospital Services$250.00 copay$150.00 copay

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Find out if your doctors are part of our network.

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Search for Your Prescriptions

Both plans include Rx coverage, including 30-,60- and 90-day supplies via mail order.

Enhanced Plan

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Both Plans Have Added Benefits

Datascope expert service manual. Enroll in either one of our Medicare Advantage plans for:

Routine Acupuncture, Chiropractic, Podiatry

For more about our plan coverage, review our Evidence of Coverage Core or Evidence of Coverage Enhanced documents.

Enroll by Phone

To reach one of our Licensed Sales Agents call 833-987-0765 Monday through Friday, 8:00 a.m.-6:00 p.m., and Saturday 8:00 a.m.- 12:00 p.m.

Enroll by Mail

Medicare Plans With No Copays

Download the application, print and mail to
CareFirst Advantage Inc.
Enrollment and Correspondence
PO Box 3236
Scranton, PA 18505

Medicare Advantage Plans With No Copays

Our Partners in Health

Medicare Co Payment

We’ve partnered with major health systems to increase your access to care statewide.

  • MedStar Health
  • Privia Medical Group
  • Luminis Health
  • AAMC
  • LifeBridge Health
  • Adventist Health
  • Frederick Memorial Health System
  • Anne Arundel Medical Center
  • Adventist HealthCare
  • Carroll Hospital Center, Inc.
  • Doctor’s Community Hospital
  • Frederick Health
  • Northwest Hospital Center, Inc.
  • Sinai Hospital of Baltimore

Plus, we’ve partnered with other local community providers, labs and facilities.

Our Service Area

CareFirst offers Medicare Advantage coverage to residents of the following Maryland counties:

Medicare Plans With No Copays Tax

  • Anne Arundel
  • Baltimore
  • Baltimore City
  • Carroll
  • Frederick
  • Harford
  • Howard
  • Montgomery
  • Prince George’s